Last updated: February 2025
At zenquoriva, we're committed to being upfront about how we collect and use data when you visit our website. This page explains the tracking technologies we use and what they mean for you.
We keep things simple. Our tracking helps us understand how entrepreneurs use our budgeting resources so we can make them better. You're always in control of what information you share with us.
When you visit zenquoriva.com, small pieces of data get stored on your device. These are commonly called cookies, but the technology goes beyond just cookies these days.
Think of them as digital sticky notes. They remember things like whether you've logged in, which articles you've read, or what settings you prefer. Some stick around for years, others disappear when you close your browser.
We don't use tracking to build creepy profiles or sell your information. Our focus is on making the site work properly and understanding what resources Australian entrepreneurs find most helpful.
These keep the site running. They handle logins, security, and basic navigation. Without them, you wouldn't be able to access your account or move between pages reliably.
These remember your preferences. Things like which budgeting calculator you use most, your dashboard layout, or whether you prefer detailed or simplified views.
These tell us what's working. We see which learning modules get completed, where people get stuck, and what resources never get opened. This guides our improvements.
These help us test variations. If we're trying two different ways to explain cash flow, we can see which one actually helps entrepreneurs understand the concept better.
Here's what actually happens with the data we collect. No vague promises – just concrete examples.
When someone struggles with a particular budgeting template, we notice the pattern. Maybe they're clicking back and forth between pages, or abandoning it halfway through. That tells us the template needs clearer instructions or a different layout.
If our analytics show entrepreneurs in Brisbane searching for different resources than those in Sydney, we can tailor recommendations based on regional business patterns. Rural entrepreneurs often need different guidance than urban ones.
Real example: We noticed users repeatedly returning to our expense categorization guide. So we added a quick-reference version to the dashboard. That only happened because tracking showed us the usage pattern.
Authentication tokens keep you logged in securely. Without them, you'd need to re-enter your password every single time you clicked a link. And we'd have no way to verify that someone trying to access your account is actually you.
We track failed login attempts to spot potential security issues. Three wrong passwords might mean you've forgotten yours. Twenty attempts from different locations means someone's trying to break in.
Different types of data stick around for different lengths of time. It depends on what we need it for.
Once data expires, it's gone. We don't archive old tracking information or keep it "just in case." Storage costs money, and we'd rather spend that budget on better educational content.
Every modern browser lets you control tracking. The exact steps vary, but the basic approach is similar across all of them.
Be aware that blocking essential cookies will break the site. You won't be able to log in or save preferences. Analytics and optimization tracking can be disabled without affecting core functionality.
If you disable analytics tracking, the site still works fine. You just won't contribute to usage patterns that help us improve things. Your individual experience stays the same – it's future users who miss out on improvements your data would have informed.
Disabling preference cookies means the site forgets your choices between visits. You'll see the default layout and settings every time. Not broken, just less convenient.
We use a handful of external services that set their own tracking identifiers. These include our hosting provider (infrastructure monitoring), analytics platform (usage statistics), and security service (threat detection).
Each of these services has its own privacy policy explaining what they collect and why. We've vetted them, but you should know they operate independently. If you block third-party cookies entirely, some of these stop working.
We don't use advertising networks or social media pixels. No Facebook tracking, no Google ads following you around the internet. Our business model is straightforward – you pay for educational resources, we provide them. No data brokerage required.
Technology changes. Regulations change. When that happens, we update this page to reflect current practices.
We won't email you about minor clarifications or rewording. But if we start collecting new types of data or using tracking for different purposes, we'll notify active users through the dashboard.
The "last updated" date at the top tells you when this version was published. Check back occasionally if you're curious about changes.
If something here doesn't make sense or you want more details about specific tracking practices, just ask. We'd rather answer your questions than have you wondering what we're up to.
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